Services
Be informed
Insurance for every stage of retirement, with a plain-language explanation of how each option works, what it costs, and what it doesn’t cover.
Getting started
Description
Working with my clients means consistent communication. We start by understanding where you are today, then compare options against what matters most to you. There’s no one-size-fits-all plan, so we review your coverage as your needs change.
01 · Plan
Medicare
Turning 65, retiring, or reviewing your current plan? We’ll compare plans side by side using your doctors, prescriptions, and budget.
- Medicare Advantage (Part C): plans that combine hospital and medical coverage, often with prescription coverage and extra benefits.
- Medicare Supplement (Medigap): plans that help pay costs Original Medicare doesn’t cover.
- Part D: stand-alone prescription drug plans.
We do not offer every plan available in your area. Currently we represent 5 organizations which offer 61 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
02 · Protect
Life insurance
Term and permanent life insurance to help replace income, pay off a mortgage, or leave something for the people you love. We’ll size coverage to your needs and budget.
Ask about life insurance03 · Protect
Final expense
Smaller whole life policies designed to help your family cover funeral costs and final bills, so they can focus on each other.
Ask about final expense04 · Build
Fixed & indexed annuities
Fixed and fixed indexed annuities are insurance contracts that can be used to create a stream of retirement income. Every product has its own terms, fees, surrender periods, and limits. I’ll explain each one in plain language so you can decide whether it fits your situation.
Ask about annuities05 · Protect
Under-65 health coverage
Not on Medicare yet? Compare individual and family health plans, and see whether you qualify for savings.
Under 65? Shop Marketplace plans (opens in a new tab)
Marketplace plans are separate from Medicare. This link opens HealthSherpa, a Marketplace enrollment site, in a new tab.